Terms of Service – Ridgemont Commercial Consultants

Effective Date: August 25, 2026

Welcome to usa.ridgemontlending.com (the “Website”), operated by Ridgemont Commercial Consultants LLC (“Ridgemont,” “we,” “us,” or “our”). By accessing or using our Website and Services, you (“you,” “your,” or “client”) agree to be bound by these Terms of Service (the “Terms” or “Agreement”).

If you do not agree to these Terms, please do not use our Website or Services.

1. Our Services

Ridgemont provides commercial and business consulting, AI receptionist, AI-assisted communications, CRM and workflow automation, lead management, appointment scheduling, onboarding, marketing and business automation, related technology and consulting services, and commercial financing consulting (collectively, the “Services”). The nature and scope of Services provided to a client may be further described in an order, proposal, service agreement, or other applicable documentation.

For commercial financing consulting, Ridgemont may collect information about your business and financial situation to help identify prospective lenders or financing programs that may meet your needs. Ridgemont is not a lender or direct provider of funding. Our financing role is consultative: we help assess financing options and facilitate introductions between businesses and third-party lenders.

2. Eligibility

Our Services are intended for business use only. By using our Website or Services, you represent that:

You are authorized to act on behalf of the business you represent.
You are at least 18 years old.
You are using the Services for a legitimate business purpose in the United States, including consulting, technology, automation, or commercial financing needs as applicable.

3. Information You Provide

You agree that all information you submit to Ridgemont is accurate, current, and complete. You understand that:

Information may be used and disclosed as reasonably necessary to provide, configure, support, and secure the Services you request, consistent with our Privacy Policy.
Information submitted for financing assistance may be shared with third-party lenders solely for financing evaluation purposes.
Where relevant to requested financing services, you authorize us to verify information you provide and to obtain business or personal credit reports where necessary to facilitate financing offers if required by a lender.

4. SMS/Text Messaging Terms

Consent and Message Categories

Ridgemont Commercial Consultants LLC may send SMS or text messages to users who provide the applicable consent. Non-marketing or transactional messages may include purchase or service confirmations, onboarding communications, upcoming onboarding-call notices, appointment confirmations and reminders, account and service updates, customer-support communications, service or setup notifications, and information related to your inquiry or purchased Services.

Marketing or promotional messages may include promotions, offers, information about Ridgemont products or Services, and marketing campaigns. Marketing or promotional SMS requires your separate consent where required. Consent to non-marketing or transactional messages does not constitute consent to marketing or promotional messages. A purchase does not automatically constitute SMS consent, and neither SMS consent option is mandatory to complete a purchase.

Consent to receive marketing SMS messages is not a condition of purchase. Consent to receive marketing or promotional text messages is not a condition of purchasing any goods or services from Ridgemont Commercial Consultants LLC.

You must be at least 18 years old to consent to receive SMS messages from us.

Message Frequency and Charges

Message frequency varies. Message and data rates may apply. Any carrier charges are the responsibility of the mobile subscriber.

Opting Out and Assistance

Reply STOP to opt out. Ridgemont may send a final confirmation acknowledging the opt-out. Reply HELP for help. You may also contact our support team at [email protected].

For information about how we collect, use, and protect information, see our Privacy Policy.

Carrier and Phone-Number Terms

Wireless carriers are not liable for delayed or undelivered messages. By providing a mobile telephone number, you represent that you are authorized to use that number and to provide consent for messages sent to it. You are responsible for notifying Ridgemont if your number changes or is reassigned.

Withdrawal of Consent and Automated Communications

Withdrawing SMS consent does not affect purchases already made, contractual obligations, or other communications Ridgemont may lawfully send through non-SMS channels. Some service-related communications may be sent using automated systems or AI-assisted systems, but only as appropriate to the applicable consent, your request, or the Services being provided. This does not constitute consent to arbitrary marketing.

5. No Guarantee of Financing

Ridgemont does not guarantee that you will receive any financing or specific terms from any lender. Final decisions on financing are made by the lender based on its own criteria and underwriting standards.

6. Third-Party Lenders

Ridgemont may introduce you to third-party lenders. We do not endorse, guarantee, or assume responsibility for the services or terms offered by any lender. You are solely responsible for reviewing and understanding any agreement you enter into with a lender.

7. Intellectual Property

All content on the Website, including logos, graphics, text, and software, is the property of Ridgemont or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or distribute any content without prior written permission.

8. Use Restrictions

You agree not to:

Use the Website or Services for any unlawful or fraudulent purpose.
Interfere with the operation of the Website or Services or access them using unauthorized automated means.
Attempt to gain unauthorized access to any portion of the Website, Services, accounts, or systems.

9. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RIDGEMONT AND ITS AFFILIATES, EMPLOYEES, AGENTS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF OUR WEBSITE OR SERVICES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Ridgemont and its officers, employees, and affiliates from any claims, liabilities, damages, or expenses arising out of your use of the Website or Services, your breach of these Terms, or any third-party claims related to your conduct.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-laws principles.

Any disputes arising under this Agreement shall be resolved through binding arbitration in Wyoming, in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or class action.

13. Changes to These Terms

Ridgemont may modify these Terms at any time by posting an updated version on the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

14. Contact Information

If you have questions about these Terms, please contact us at:

Ridgemont Commercial Consultants
Email: [email protected]
Website: https://usa.ridgemontlending.com