Effective Date: April 11, 2025
Ridgemont Commercial Consultants (“Ridgemont,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the information that you share with us. This Privacy Policy explains how we collect, use, share, and protect the information of business clients who visit our website, usa.ridgemontlending.com (“Website”), or otherwise engage with us in connection with seeking business financing solutions.
By using our Website or submitting information to us, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect information necessary to assess your financing needs and to identify suitable lending solutions. This may include:
- Business Information: Business name, address, phone number, industry, structure, number of employees, and years in operation.
- Financial Information: Revenue history, bank statements, tax returns, credit information (including business and possibly owner credit scores), and other documentation relevant to financial qualifications.
- Owner/Principal Information: Names, titles, ownership percentages, contact details, and identifying information such as date of birth and Social Security Number (where required for certain financing products).
- Communication Records: Email correspondence, call logs, and form submissions.
2. How We Use Your Information
We use your information to:
- Evaluate your business’s financing needs and eligibility.
- Match you with appropriate lenders or financing programs.
- Communicate with you about your application and our services.
- Comply with legal and regulatory requirements.
3. How We Share Your Information
We do not sell your personal or business information. We only share your information:
- With prospective lenders or financing partners solely for the purpose of obtaining funding offers or terms tailored to your business needs.
- With service providers who assist in processing or storing data, under strict confidentiality agreements.
- As required by law, such as in response to court orders, subpoenas, or regulatory obligations.
All information is shared on a need-to-know basis only, and we ensure that all third parties adhere to privacy and data protection standards consistent with this policy.
4. Data Security
We maintain commercially reasonable physical, electronic, and procedural safeguards to protect your information. Data is stored on secure, encrypted portals with access restricted to authorized Ridgemont personnel involved in financing evaluations or client relations.
5. State-Specific Privacy Rights
While we primarily serve businesses, we are mindful that some state privacy laws may still apply, especially if personal information (e.g., SSN or credit data) is collected.
California Residents (California Consumer Privacy Act – CCPA):
If you are a California resident and interact with us as a sole proprietor or individual, you may have the right to:
- Know what personal information we collect, use, and disclose.
- Request deletion of your personal information (with some exceptions).
- Opt out of the sale of personal information (note: we do not sell your data).
To exercise any of these rights, please email [email protected] or call us at the contact number listed on our website.
Other States:
We also strive to comply with other state laws including those in:
- Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), and Utah (UCPA): While most of these laws apply to consumer data, we respect the principles of transparency, access, and secure processing of personal data where applicable.
6. Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this policy, including meeting legal, accounting, and reporting obligations.
7. Third-Party Links
Our Website may include links to third-party sites or services. We are not responsible for the privacy practices or content of those third parties.
8. Children’s Privacy
Our services are intended solely for businesses and are not directed toward individuals under the age of 18. We do not knowingly collect information from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
10. Contact Us
For any questions about this Privacy Policy or your data, please contact us at:
Ridgemont Commercial Consultants
Email: [email protected]
Website: https://usa.ridgemontlending.com