Effective Date: April 11, 2025

Welcome to usa.ridgemontlending.com (“Website”), operated by Ridgemont Commercial Consultants LLC (“Ridgemont,” “we,” “us,” or “our”). By accessing or using our Website and Services, you (“you,” “your,” “client”) agree to be bound by the terms and conditions set forth below (“Terms of Service” or “Agreement”).

If you do not agree to these terms, please do not use our Website or Services.

1. Our Services

Ridgemont provides business financing consulting services, which include collecting information about your business and financial situation in order to match you with prospective lenders or financing programs that may meet your needs. We are not a lender or direct provider of funding.

Our role is strictly consultative broker—we help assess financing options and facilitate introductions between businesses and third-party lenders.

2. Eligibility

Our services are intended for business use only. By using our Website, you represent that:

  • You are authorized to act on behalf of the business you represent.
  • You are at least 18 years old.
  • You are seeking commercial financing for a legitimate business purpose in the United States.

3. Information You Provide

You agree that all information you submit to Ridgemont is accurate, current, and complete. You understand that:

  • Information submitted may be shared with third-party lenders solely for financing evaluation purposes.
  • You authorize us to verify any information you provide and to obtain business or personal credit reports where necessary to facilitate financing offers (if required by the lender).

4. No Guarantee of Financing

Ridgemont does not guarantee that you will receive any financing or specific terms from any lender. Final decisions on financing are made by the lender based on their own criteria and underwriting standards.

5. Third-Party Lenders

Ridgemont may introduce you to third-party lenders. We do not endorse, guarantee, or assume responsibility for the services or terms offered by any lender. You are solely responsible for reviewing and understanding any agreements you enter into with a lender.

6. Intellectual Property

All content on the Website, including logos, graphics, text, and software, is the property of Ridgemont or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or distribute any content without prior written permission.

7. Use Restrictions

You agree not to:

  • Use the Website for any unlawful or fraudulent purpose.
  • Interfere with the operation of the Website or access it using automated means.
  • Attempt to gain unauthorized access to any portion of the Website or its systems.

8. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RIDGEMONT AND ITS AFFILIATES, EMPLOYEES, AGENTS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF OUR WEBSITE OR SERVICES.

10. Indemnification

You agree to indemnify, defend, and hold harmless Ridgemont and its officers, employees, and affiliates from any claims, liabilities, damages, or expenses arising out of your use of the Website, your breach of these Terms, or any third-party claims related to your conduct.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Wyoming, without regard to conflict of laws principles.

Any disputes arising under this Agreement shall be resolved through binding arbitration in Wyoming, in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or class action.

12. Changes to These Terms

Ridgemont may modify these Terms at any time by posting an updated version on the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Ridgemont Commercial Consultants
Email: [email protected]
Website: https://usa.ridgemontlending.com